Kripto Vergi Hesaplayıcı | A RegTech Solution to Legal Chaos

Project: Kripto Vergi Hesaplayıcı (Crypto Tax Calculator)
Developers: Genesis Hukuk (In-House Project / Product Development) | Sercan Koç | Ayşenur Aslan
Service Area: RegTech (Regulatory Technology), Legal Engineering, FinTech Solution
Primary Goal: To create a user-friendly, secure, and free calculation tool that resolves Turkey's crypto tax uncertainty (DAK, Ticari Kazanç, Yİ-ÜFE).

Transforming Legal Expertise into an Accessible Technology Product

Kripto Vergi Hesaplayıcı is a professional and free RegTech (Regulatory Technology) platform, supported by Genesis Hukuk, that enables investors in Turkey to calculate their tax liabilities arising from crypto asset transactions within the current complex legislative framework. For us, this project is far more than a traditional consultancy service; it is a strategic initiative where our legal expertise has been directly translated into code. Our vision is to transform the uncertainty, stemming from the lack of a specific tax law for crypto assets in Turkey, into an understandable, secure, and accessible technological solution for everyone.

The Legal and Technical Chaos of Crypto Taxation in Turkey

When we decided to develop this platform, we targeted three fundamental and urgent problems facing the Turkish crypto ecosystem:

The Legal Vacuum and the Burden of Interpretation

The biggest challenge is the absence of a specific tax law for crypto assets. Taxation is carried out through the interpretation of the provisions of the current Income Tax Law (GVK) and the Tax Procedure Law (VUK). This situation left investors grappling with complex and risky questions such as, "Is this a 'Capital Gain (DAK)' or 'Commercial Income (Ticari Kazanç)'?", "Should the Yİ-ÜFE (D-PPI) inflation adjustment be applied?", "Is the 5-year exemption under GVK Mükerrer 80/6 valid?"

The Technical Impossibility of Calculation<

It was factually impossible for an investor with thousands of buy-sell, swap, staking income, or transfer transactions to manually calculate these operations based on FIFO (First-In, First-Out) or average cost methods. Furthermore, these calculations needed to be made using official exchange rate data from the TCMB EVDS API and with accurate cost basis accounting.

Trust and Privacy Concerns

Users needed absolute trust to upload a CSV file containing their entire financial transaction history to a web platform. There was a market need for a reliable tool that was KVKK-compliant (Turkish Data Protection Law), protected data with AES-256 encryption, and automatically deleted it after a certain period.

Strategy and Solution: A Holistic Platform That Encodes Legal Intelligence

As a solution to this multi-layered problem, we designed a platform architecture that offers not just a calculator, but a complete legal compliance experience.

Core Value: Automating Legal Interpretation

Our fundamental strategic contribution to the project was to transform Genesis Hukuk's years of expertise and legal analyses, based on GİB (Revenue Administration) interpretations, into a flawless calculation engine. The platform itself is an interactive product of our legal opinion.

Deep Integration Specific to Turkish Tax Legislation

The most important feature that distinguishes the platform from generic calculators is its inclusion of the nuances of Turkish tax legislation. We integrated critical legal interpretations, such as the Yİ-ÜFE inflation adjustment and the 5-year buy-sell exemption, into the algorithm, ensuring that the user is offered the most accurate and advantageous calculation.

Activity Classification Wizard (DAK vs. Ticari Kazanç)

We designed a wizard to guide the user in determining whether their transactions would be considered "DAK" or "Ticari Kazanç," helping them make this most critical legal distinction that directly affects the tax base. We also modeled the entire user flow to ensure the user could use the platform safely and easily.

Accessible Data Entry

To prevent users from having to enter thousands of transactions one by one, we created a standard CSV template and developed a CSV upload module. We also provided flexibility by offering a manual entry option.

Absolute Privacy and Trust Commitment

To overcome the trust issue, we placed our "Genesis Hukuk Support" brand and assurance at the center of the platform. We backed this with concrete technical commitments, such as AES-256 encryption, SSL certificates, and the automatic deletion of data after 7 days.

More Than Just Trading: A Holistic Legal Approach

Our vision was not limited to just capital gains tax. We addressed the entire legal lifecycle of crypto assets.

Inheritance and Gift Tax (VİV) Calculator

We added a VİV Calculator module to our portfolio, which is a first in Turkey. This tool calculates the tax that would arise from the transfer of crypto assets through inheritance, proving the depth and comprehensive nature of our legal expertise.

Comprehensive Knowledge Base (FAQ)

The platform's "Frequently Asked Questions" section is more than just a simple FAQ; it was designed as a legal research center where we share our current and expert opinions on the most complex topics, such as DeFi, NFTs, VAT (KDV) status, and SPK (CMB) regulations.

A Product Transformed from Idea to Industry Authority

Kripto Vergi Hesaplayıcı is our most current project, proving that Genesis Hukuk is not just a law firm that provides legal consultancy; it is also a technology architect that identifies the industry's most complex problems and develops RegTech products to solve them. This platform has set a standard in an area of intense legal uncertainty, provided a social benefit, and solidified Genesis Hukuk's undisputed authority in the field of crypto taxation.

See the Project Live

You can visit the website to experience this RegTech solution we have developed.

Kripto Vergi Hesapla